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Responsible Coverage

Umbrella Insurance

Umbrella Insurance is the safeguard of a PCL (Personal Catastrophe Liability) Policy. A PCL is like an umbrella of liability coverage that adds to and goes beyond the liability limits on your home and auto policies. With a PCL, when the worst accidents happen and someone holds you responsible, you can rest assure that we’ll be there for you, offering guidance and providing support for your legal expenses and your financial responsibility.

Bodily Injury Liability

Umbrella Insurance is exactly what it sounds like – an overarching policy, which pays for damages when the liability limits of your homeowner’s or auto policies are exhausted. When might that happen?

Are you covered?
A guest slips and falls near your pool...
A child gets injured jumping on your trampoline....
Your child’s friend gets ill from food you serve at a party...
You take your dog for a walk and it bites your neighbor...

Property Damage Liability

Umbrella Insurance is exactly what it sounds like – an overarching policy, which pays for damages when the liability limits of your homeowner’s or auto policies are exhausted. When might that happen?

Are you covered?
If your teenage driver gets into a serious car crash that injures someone...
If your rental car is involved in an accident while you’re on vacation...
If you take your dog for a walk and it bites your neighbor...

Certain Lawsuits

Umbrella Insurance is exactly what it sounds like – an overarching policy, which pays for damages when the liability limits of your homeowner’s or auto policies are exhausted. When might that happen?

Are your covered?
You posted a scathing review online, which might be viewed as libel
You said a little to much about that creepy professor....
Your child says the wrong thing to someone which causes mental stress..

The responsible coverage for your family

Umbrella Coverage

Typically, your homeowner’s policy provides liability limits up to a certain amount, usually ranging from $100,000 to $500,000.*
But if a judgment exceeds that amount, your personal assets could be at risk. Without extended liability limits, a single lawsuit could easily wipe out your savings, your personal assets, and even put your home at risk.
Umbrella insurance extends the limits of your underlying liability coverage, and it can do it for a pretty small cost (usually somewhere around $250-$600 a year*). Download an application and let's review some options for your family today.

RSinsure Group
We've got you covered
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120 Broadway, 29th Floor
New York NY 10271

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212-261-94-14