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Knowing you’re covered makes for a smoother ride.

Vehicle Insurance

Get the protection you need at a price you can afford. When you get an auto insurance quote, we'll help you get all the discounts you are eligible for and we can customize coverage for a perfect fit.

In a car accident, your very first thought is: “Is everyone OK?” Your immediate second thought is, “Do I have enough coverage?”
It’s now possible to get discounts for Anti-Theft devices, anti-lock braking, the vehicle’s safety rating, your safe driving record, your college degree, a homeowner’s multi-policy, and a host of factors. There’s even such a thing as accident forgiveness.
Ads can give you the impression that rock-bottom pricing is always preferable but –from a coverage standpoint–that’s rarely true. We understand the fine print and will get you the policy that provides both value and true protection.

Common terms in auto insurance
It’s important to know that auto laws vary a lot from state to state. We’ll make sure you’re properly protected no matter where the road takes you.

Liability insurance. Other people can sue you--either for injuries or for damages--in an accident that you caused. Liability helps cover your bills.

Collision Coverage
This insurance pays for repairs to your own vehicle, whether caused by you or somebody else. If the vehicle is totaled, the policy will pay for the fair market value of the car.

Comprehensive
This protection refers to damages not related to a vehicular accident. It can apply to weather, hitting a deer, or your car being stolen. For a relatively small monthly amount, you can stay protected.

Motorist Protection
If you’re in an accident that involves another driver, this insurance provides protection in case the other driver is underinsured—an all too common occurrence. While New York state has “no fault” laws that cover you even when you’re driving in another state, you should know exactly what you’re buying.

Bodily injury liability.
This coverage helps you pay for physical damage to another person in an accident you caused. Some policies have limits that likely wouldn’t be sufficient if there are multiple person injuries, so it’s important to understand your level of protection. With RSi, you’ll know you have the amount you actually need, at the right price.

Call us.
Being an independent agency, RSI can search major providers for a policy that fits your needs, whether individual or insurance for a whole business fleet.
Let us explain the options so your drive is more secure.

Auto Insurance

Knowing you’re covered makes for a smoother ride.

In a car accident, your very first thought is: “Is everyone OK?” Your immediate second thought is, “Do I have enough coverage?”
It’s now possible to get discounts for Anti-Theft devices, anti-lock braking, the vehicle’s safety rating, your safe driving record, your college degree, a homeowner’s multi-policy, and a host of factors. There’s even such a thing as accident forgiveness.
Ads can give you the impression that rock-bottom pricing is always preferable but –from a coverage standpoint–that’s rarely true. We understand the fine print and will get you the policy that provides both value and true protection.

Common terms in auto insurance
It’s important to know that auto laws vary a lot from state to state. We’ll make sure you’re properly protected no matter where the road takes you.

Liability Insurance Other people can sue you--either for injuries or for damages--in an accident that you caused. Liability helps cover your bills.
Collision Coverage This insurance pays for repairs to your own vehicle, whether caused by you or somebody else. If the vehicle is totaled, the policy will pay for the fair market value of the car.
Comprehensive This protection refers to damages not related to a vehicular accident. It can apply to weather, hitting a deer, or your car being stolen. For a relatively small monthly amount, you can stay protected.
P.I.P Personal Injury Protection pays your medical bills along with those of your passengers, no matter who is at fault.
Motorist Protection If you’re in an accident that involves another driver, this insurance provides protection in case the other driver is underinsured—an all too common occurrence. While New York state has “no fault” laws that cover you even when you’re driving in another state, you should know exactly what you’re buying.

Student Driver Insurance

Your car insurance premium may change, depending on whether your child drives the car at school or leaves it at home. RSi will make sure to apply any discounts related to school which can be applicable up to age 25 if your child meets all of the qualifications. At RSi we look for small details to make your transition easier.

Liability Insurance Covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions
Collision Coverage Collision coverage will pay for the repairs to your car. If your car is totaled in an accident, collision coverage will pay the value of your car.
Comprehensive Comprehensive Coverage is unrelated to a covered accident - weather damage, you hit a deer, your car is stolen
P.I.P. Personal Injury Protection pays your medical bills along with those of your passengers, no matter who is at fault.
Motorist Protection Motorist Protection is coverage against someone who is legally responsible for damages related to an accident. However, it doesn't have the adequete insurance or money to pay your claims

Commercial Vehicle Insurance

RSinsure offers specialty auto and commercial vehicle insurance to a wide range of sole proprietorships, partnerships, small businesses, corporations, and those in agriculture and the trades. In other words – if you have trucks, vans and cars you depend on for your livelihood – with only a few exceptions – we probably have your business and your vehicles covered. Even a small accident in a company car – or an employee in a personal car on company business – potentially puts your business assets at risk in case of lawsuit. That means you need the appropriate coverage limits to protect your company’s bank account, not just your own.

Liability Insurance Covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions
Collision Coverage Collision coverage will pay for the repairs to your car. If your car is totaled in an accident, collision coverage will pay the value of your car.
Comprehensive Comprehensive Coverage is unrelated to a covered accident - weather damage, you hit a deer, your car is stolen
P.I.P. Personal Injury Protection pays your medical bills along with those of your passengers, no matter who is at fault.
Motorist Protection Motorist Protection is coverage against someone who is legally responsible for damages related to an accident. However, it doesn't have the adequete insurance or money to pay your claims
RSinsure Group
We've got you covered
Address

120 Broadway, 29th Floor
New York NY 10271

Call Us

212-261-94-14